At Lil Pearls Pediatric Dentistry, we strive to make your child’s dental visit a fun and seamless experience from start to finish, and this includes navigating your dental insurance or other options for financing your child’s dental care.  Please contact us and a team member will be available to answer your questions about dental insurance benefits, financing options and other payment alternatives.

Dental Insurance

Dental insurance is quite different from your medical insurance.  Think of dental insurance as a coupon with a lot of fine print, which includes deductibles, maximums, coverage periods, downgrades, and limitations on what’s covered.  Even with all these rules, dental insurance will usually cover a majority of your dental expenses.  At Lil Pearls, we will familiarize you with the details of your dental insurance to make the most of your benefits. 

We accept and are an in-network provider with a wide variety of private dental insurance plans.  These include, but are not limited to:

  • Aetna
  • Ameritas
  • BlueCross BlueShield
  • Cigna
  • Delta Dental
  • Guardian
  • Met Life
  • Principal
  • United Concordia
  • United Healthcare

If your dental insurance plan is not listed above, please still reach out to us as the above list is not exhaustive.  Even if our office does not participate in your particular dental insurance plan, we will help you maximize your benefits as an out-of-network provider with your insurance company. 

Financing Options

If your child does not have dental insurance or if your child’s treatment is not completely covered by your insurance coverage, we partner with CareCredit to offer 3rd party financing.  CareCredit works like a credit card specifically for healthcare services. It offers special financing options, including interest-free and low-interest payment plans.